Funding goal
A business loan is meant to take steps with your company. Whether you want to invest, pre-finance, make a major purchase or just need a temporary bonus. With a business loan, you can get back to work.
Invoice financing
In the Netherlands, an invoice is open for an average of 39 days. When you work with larger organizations or the government, this can be even much longer. With invoice financing, you can pay invoices on time and regain control of your cash flow. View invoice financing.
Herfinanciering
Vervang een bestaande lening door een nieuwe met gunstigere voorwaarden, zoals een lager rentetarief of een langere looptijd. Zo houd je meer ruimte over om te ondernemen.
Pre-financing
Pre-financing is a form of financing where a company receives external funds for future income. It's a powerful tool for effective financial management and growth for entrepreneurs.
Auto financieren
Met een zakelijke lening financier je snel jouw bedrijfsauto. Zo werk je efficiënter, voer je meer activiteiten uit en behoud je je cashflow voor andere zakelijke behoeften.
Hospitality Financing
Hospitality financing covers a wide range of costs, from start-up costs to ongoing expenses such as staff and marketing. A solid financial basis is crucial for growth, with targeted investments in, for example, inventory, marketing and staff development.
Voorraad financieren
Inkopen van voorraad is essentieel, maar kan je werkkapitaal belasten. Voorraadfinanciering helpt je om de benodigde voorraad aan te schaffen zonder je cashflow te verstoren.
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We are happy to help you
Do you have questions or need help applying for your business loan? Our expert team is here for you.
We are available on weekdays from 9 a.m. to 5:30 p.m.
Want to know more?
We only provide to companies that are registered with the Chamber of Commerce (KvK) in the Netherlands with a business bank account. In addition, you must be economically active for at least one year and have a turnover of at least €50,000 in the past year.
Swishfund is a recognized SME financier that has been supporting entrepreneurs in the Netherlands since 2016 with fast and accessible business financing, combining the efficiency of fintech technology with personalized service.
We look at this per situation. We think it is important that you can afford the loan. Swishfund provides loans ranging from €3,000 to €500,000. We can calculate your credit space without obligation and free of charge.
Once your application is completed and reviewed positively, we will deposit the money into your business account within 24 hours.
During the application, you can specify the desired amount, the term and purpose of the loan. In addition, we always ask you to upload a transaction summary of your business bank account in the MT940 file format. You can easily download such an overview from your bank's online environment. After we have calculated your credit space, we will contact you for the next steps. Depending on the size of the request, we need a number of additional documents.
The cost of your loan consists of a one-off closing fee and a monthly interest. The amount of these costs is percentage and therefore depends on the loan amount. The standard closing fee is 2% with a minimum amount of €650. The monthly interest is determined based on your company's risk profile. You will receive a final proposal after reviewing your application. To give you a clear picture of the costs for business loans, we have drawn up two examples, showing the possible costs in a so-called UKO (Uniform Credit Overview). See examples here.