Swishfund X PIN Voorschot
Why this acquisition benefits you as an entrepreneur…
By bringing the two organizations together, a unique combination of expertise, technology, experience, and personal service is created.The acquisition enables even better-tailored financing solutions across all sectors, faster assessments and payouts, and optimal flexibility.
The result is a more innovative and more comprehensive service offering.For entrepreneurs, this means one thing: faster and smarter access to business financing.
The benefits of
PIN Voorschot
PIN Voorschot has been known for many years for revenue-based financing through daily card turnover. Entrepreneurs in hospitality, retail, and services in particular choose this flexible solution, where repayments move in line with revenue. PIN Voorschot also distinguishes itself through personal contact: account managers visit entrepreneurs on-site to create a tailored financing proposal. Thanks to transparent terms and fast processing, PIN Voorschot is ideally suited for short-term financing and working capital within the hospitality, retail, and service sectors.


The benefits of Swishfund
Swishfund offers business financing of up to €500,000 for SME entrepreneurs across a wide range of sectors. Applications are handled fully digitally and assessed using technology and data analysis, giving entrepreneurs rapid insight into their financing options. Swishfund combines this efficient approach with personal guidance and transparent terms. The financing can be used for growth, inventory, investments, and improving cash flow.
This is how it all began

2016
Founding of Swishfund
Swishfund is founded by Pieter Schoen with one mission: to quickly empower entrepreneurs financially. As the first alternative financier in the Netherlands, for entrepreneurs, by entrepreneurs.
2017
The first business loan issued
The first business loan is issued, a significant step in supporting entrepreneurs to take action and seize opportunities
2018
Launch of Swishfund UK
Swishfund expands internationally with its launch in the United Kingdom, giving more entrepreneurs access to fast and flexible financing.
2019
Fully automated process
Swishfund simplifies the loan application process. Entrepreneurs can now apply for a loan in just 5 minutes with only a few documents.
2023
Support during Covid-19
During the Covid-19 pandemic, Swishfund supports thousands of entrepreneurs. Fast and simple financing helps businesses move forward during challenging times.
2024
10,000th Loan and Milestone
Swishfund issues its 10,000th loan, reaching a milestone of €250 million in cumulative funded capital, enabling entrepreneurs to take action and grow.
2025
New Funding for Growth
Thanks to new funding, we can support even more entrepreneurs with business loans to seize opportunities.
2026
Swishfund bestaat 10 jaar
Swishfund unveils a new brand identity and website, strengthening our position to continue supporting the success and growth of entrepreneurs.
Swishfund in Numbers
Financed
businesses
leningen uitgegeven
Trustpilot
Why PIN Voorschot and Swishfund perfectly complement each other
Not only are the brands coming together, but also the people behind PIN Voorschot and Swishfund. Both teams share the same mission: supporting entrepreneurs with accessible, fast, and fair financing solutions. By combining knowledge and experience, we gain greater strength, broader expertise, and a culture where innovation comes naturally. This creates a strong, energetic team ready to help shape the future of business financing.
Quick and transparent
Thanks to the advanced technology of Swishfund, applications are assessed more quickly and capital becomes available even faster for customers of PIN Voorschot. Combined with clear terms and transparent costs, entrepreneurs know exactly what to expect, without unnecessary delays or complexity.
Flexible and fair
For entrepreneurs with card turnover, PIN Voorschot offers financing tailored to daily transactions, with repayments that move in line with business performance. In addition, Swishfund provides broader financing solutions for entrepreneurs across all industries, including those without card turnover, featuring flexible terms and fast access to capital.
Personal and committed
PIN Voorschot is known for its highly personal approach, with account managers actively visiting entrepreneurs to fully understand their situation and deliver tailored solutions. This hands-on way of working strengthens Swishfund as an organization and adds an extra layer of personal service to its broader financing offering.
News for entrepreneurs, by entrepreneurs

Are you a go-getter?
Do you want to be part of our ambitious team and help entrepreneurs in the Netherlands move forward every day? We are a progressive fintech, with a no-nonsense mentality. We are always looking for go-getters who can strengthen our team. Check out our vacancies, or send an open application.
We are here for you!
Do you have a question about business loans or Swishfund? Check out our FAQs or contact us directly. We’re happy to help.
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