Business loans? Arranged quickly!
In your account within 24 hours
Duration ranging from 3 to 24 months
of €5,000 upto €500,000
Free of charge and without obligation, apply in just 5 minutes.

Neem een kijkje op onze tijdlijn en kom erachter wat we de afgelopen 10 jaar allemaal hebben gedaan.

2016
Founding of Swishfund
Swishfund is founded by Pieter Schoen with one mission: to quickly empower entrepreneurs financially. As the first alternative financier in the Netherlands, for entrepreneurs, by entrepreneurs.
2017
The first business loan issued
The first business loan is issued, a significant step in supporting entrepreneurs to take action and seize opportunities
2018
Launch of Swishfund UK
Swishfund expands internationally with its launch in the United Kingdom, giving more entrepreneurs access to fast and flexible financing.
2019
Fully automated process
Swishfund simplifies the loan application process. Entrepreneurs can now apply for a loan in just 5 minutes with only a few documents.
2023
Support during Covid-19
During the Covid-19 pandemic, Swishfund supports thousands of entrepreneurs. Fast and simple financing helps businesses move forward during challenging times.
2024
10,000th Loan and Milestone
Swishfund issues its 10,000th loan, reaching a milestone of €250 million in cumulative funded capital, enabling entrepreneurs to take action and grow.
2025
New Funding for Growth
Thanks to new funding, we can support even more entrepreneurs with business loans to seize opportunities.
2026
Swishfund bestaat 10 jaar
Swishfund unveils a new brand identity and website, strengthening our position to continue supporting the success and growth of entrepreneurs.
Swishfund in Numbers
With the efficiency of a fintech and the proactive attitude of our people, we have been offering entrepreneurs in the Netherlands an alternative to bank corporate financing since 2016. We are a certified SME financier and we are proud of that!
gefinancieerd
businesses
leningen uitgegeven
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Apply quickly and worry-free

You can focus on what you do best: driving your business forward.
We are happy to help you
Do you have questions or need assistance with your business loan application? Our expert team is here to help.
We’re available on weekdays from 9:00 a.m. to 5:30 p.m.
Want to know more?

We only provide to companies that are registered with the Chamber of Commerce (KvK) in the Netherlands with a business bank account. In addition, you must be economically active for at least one year and have a turnover of at least €50,000 in the past year.
Swishfund is a recognized SME financier that has been supporting entrepreneurs in the Netherlands since 2016 with fast and accessible business financing, combining the efficiency of fintech technology with personalized service.
We look at this per situation. We think it is important that you can afford the loan. Swishfund provides loans ranging from €3,000 to €500,000. We can calculate your credit space without obligation and free of charge.
Once your application is completed and reviewed positively, we will deposit the money into your business account within 24 hours.
During the application, you can specify the desired amount, the term and purpose of the loan. In addition, we always ask you to upload a transaction summary of your business bank account in the MT940 file format. You can easily download such an overview from your bank's online environment. After we have calculated your credit space, we will contact you for the next steps. Depending on the size of the request, we need a number of additional documents.
The cost of your loan consists of a one-off closing fee and a monthly interest. The amount of these costs is percentage and therefore depends on the loan amount. The standard closing fee is 2% with a minimum amount of €650. The monthly interest is determined based on your company's risk profile. You will receive a final proposal after reviewing your application. To give you a clear picture of the costs for business loans, we have drawn up two examples, showing the possible costs in a so-called UKO (Uniform Credit Overview). See examples here.





