Excellent rated 4,8 / 5

Business loans? Arranged quickly!

In your account within 24 hours

Duration ranging from 3 to 24 months

of €5,000 upto €500,000

Free of charge and without obligation, apply in just 5 minutes.

Geschiedenis van Swishfund

Neem een kijkje op onze tijdlijn en kom erachter wat we de afgelopen 10 jaar allemaal hebben gedaan.

Swishfund is opgericht in 2016 en heeft sindsdien duizenden ondernemers geholpen bij het verkrijgen van zakelijke leningen.
2016

Founding of Swishfund

Swishfund is founded by Pieter Schoen with one mission: to quickly empower entrepreneurs financially. As the first alternative financier in the Netherlands, for entrepreneurs, by entrepreneurs.

2017

The first business loan issued

The first business loan is issued, a significant step in supporting entrepreneurs to take action and seize opportunities

2018

Launch of Swishfund UK

Swishfund expands internationally with its launch in the United Kingdom, giving more entrepreneurs access to fast and flexible financing.

2019

Fully automated process

Swishfund simplifies the loan application process. Entrepreneurs can now apply for a loan in just 5 minutes with only a few documents.

2023

Support during Covid-19

During the Covid-19 pandemic, Swishfund supports thousands of entrepreneurs. Fast and simple financing helps businesses move forward during challenging times.

2024

10,000th Loan and Milestone

Swishfund issues its 10,000th loan, reaching a milestone of €250 million in cumulative funded capital, enabling entrepreneurs to take action and grow.

2025

New Funding for Growth

Thanks to new funding, we can support even more entrepreneurs with business loans to seize opportunities.

2026

Swishfund bestaat 10 jaar

Swishfund unveils a new brand identity and website, strengthening our position to continue supporting the success and growth of entrepreneurs.

Swishfund in Numbers

With the efficiency of a fintech and the proactive attitude of our people, we have been offering entrepreneurs in the Netherlands an alternative to bank corporate financing since 2016. We are a certified SME financier and we are proud of that!

Voorbeeld leenbedrag
350
m+
gefinancieerd
7000
+
businesses
13000
+
leningen uitgegeven
Trustpilot score
4
.
6
Trustpilot

Apply quickly and worry-free

Medewerkers in meetingroom

You can focus on what you do best: driving your business forward.

J
Joost
Timmerfabriek van Heerden
The way of working is very pleasant. There is personal attention and I can always contact them with my questions.
Read more
C
Chris
Grieks restaurant Taverna
The idea is very good and shows that you think along with entrepreneurs
Read more
BO
Jeroen
Life Science Consultancy
Never give up and take advantage of every opportunity.
Read more
Medewerkers in meetingroom

We are happy to help you

Do you have questions or need assistance with your business loan application? Our expert team is here to help.

We’re available on weekdays from 9:00 a.m. to 5:30 p.m.

Want to know more?

Call us at: 085 064 4144
What are the conditions for applying for a loan?

We only provide to companies that are registered with the Chamber of Commerce (KvK) in the Netherlands with a business bank account. In addition, you must be economically active for at least one year and have a turnover of at least €50,000 in the past year.

What does Swishfund do?

Swishfund is a recognized SME financier that has been supporting entrepreneurs in the Netherlands since 2016 with fast and accessible business financing, combining the efficiency of fintech technology with personalized service.

How much can I borrow?

We look at this per situation. We think it is important that you can afford the loan. Swishfund provides loans ranging from €3,000 to €500,000. We can calculate your credit space without obligation and free of charge.

When will I have the money in my account?

Once your application is completed and reviewed positively, we will deposit the money into your business account within 24 hours.

How does it work?

During the application, you can specify the desired amount, the term and purpose of the loan. In addition, we always ask you to upload a transaction summary of your business bank account in the MT940 file format. You can easily download such an overview from your bank's online environment. After we have calculated your credit space, we will contact you for the next steps. Depending on the size of the request, we need a number of additional documents.

How much do I have to pay?

The cost of your loan consists of a one-off closing fee and a monthly interest. The amount of these costs is percentage and therefore depends on the loan amount. The standard closing fee is 2% with a minimum amount of €650. The monthly interest is determined based on your company's risk profile. You will receive a final proposal after reviewing your application. To give you a clear picture of the costs for business loans, we have drawn up two examples, showing the possible costs in a so-called UKO (Uniform Credit Overview). See examples here.